Investment Agents – Variable Annuity Program (as at June 30, 1998)

Alliance Capital Management L.P.

Bank of Ireland Asset Management (U.S.) Limited

Bankers Trust Company

Barclays Global Investors, N.A.

Brinson Partners, Inc.

Enhanced Investment Technologies, Inc. (INTECH)

Fidelity Management Trust Company

Genesis Asset Managers Limited

Goldman Sachs Asset Management

John A. Levin & Co., Inc.

Mellon Capital Management Corporation

Morgan Stanley Asset Management, Inc.

Pacific Investment Management Co. (PIMCO)

PanAgora Asset Management, Inc.

Paradigm Asset Management Co., L.L.C.

Putman Fiduciary Trust Company

Schroder Capital Management International

Scudder, Stevens & Clark, Inc.

Sound Shore Management, Inc.

Sturdivant & Company, Inc.

                    Woodford Gayed Management, Inc.

[investment terminology]  [stocks in the variable account]  [variable portfolio]
[variable unit values since inception]